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Graduate Student Financial Assistance

2013/2014 School Year

The University of Central Missouri Office of Student Financial Services is very pleased to assist graduate students who wish to be considered for financial assistance to help them pay the educational and living expenses they'll incur to attend UCM. For an easy application process, you're encouraged to follow these steps:

  1. To qualify for federal aid for graduate study, you must be fully admitted by the UCM Office of Graduate Studies and your UCM academic department to a masters or education specialist degree program offered by UCM. Individuals classified as 'visiting' or 'non-degree' graduate students, students taking classes required to be fully admitted to a graduate degree program, and students pursuing a UCM Graduate Certificate or Driver Education program may not receive federal aid. Verification of your admission to a UCM graduate degree program is obtained by the Office of Student Financial Services as part of approving and finalizing your federal aid.

  2. Complete and submit a 2013/2014 FAFSA. Your FAFSA should be submitted prior to April 1, 2013 for you to be classified a 'priority' applicant. Actually, the months of February and March are the best to submit your 2013/2014 FAFSA, after your 2012 federal income tax data has been submitted. The 2013/2014 FAFSA is used to apply for federal financial aid for the 2013 fall semester and 2014 spring semesters, and is also needed for you to be considered for 2013 Summer Session assistance. When filing the FAFSA, you're strongly encouraged to utilize the IRS Data Retrieval process, information about which is available at

  3. A student fully admitted to a UCM graduate degree program is always considered an independent federal financial aid applicant, even though the student may have been claimed on a parent’s 2012 federal income tax return (or even be living with a parent). Therefore, parental income and asset information should not be listed on a graduate applicant’s 2013/2014 FAFSA.

  4. Watch your email account for the acknowledgments that will be sent to you by the national FAFSA processing agency and by UCM shortly after your FAFSA is submitted. Review your FAFSA data carefully. If needed, make any corrections to your FAFSA information in accordance with the instructions you'll be provided.

  5. A portion of all FAFSA applicants are selected by the U.S. Department of Education each year to have their 2013/2014 FAFSA data verified. If chosen (UCM will notify you), be sure to promptly submit to the Office of Student Financial Services all clarification and document(s) that may be requested.

  6. A graduate student is eligible to be considered for Federal Perkins Loan, Stafford Loan and Work-Study part-time employment. However, federal law prohibits graduate students from receiving Federal Pell Grant, SEOG Grant or PLUS Loan aid, nor can they receive most types of assistance available through the State of Missouri.

  7. Watch your email account. The UCM Office of Student Services will provide you instructions how to access and respond to (this is done at your MyCentral Portal) the types of assistance you'll be offered for the 2013/2014 school year. This process begins in April.

  8. The total cost of attending UCM is very reasonable. Therefore, the maximum total 'package' of assistance a graduate student may receive for the 9-month 2013/14 school year (including student loans, Work-Study employment earnings, graduate tuition scholarship, etc.) normally cannot exceed $17,540 for a Missouri resident (or $23,560 for a non-resident of Missouri).

  9. If you'll be participating in a teaching, administrative, or research assistantship, federal regulations require that the total dollar amount of your tuition scholarship be taken into account when calculating your total of federal financial aid. The amount of your monthly stipend, however, does not impact your 2013/2014 federal aid eligibility.

  10. If you'll be borrowing Federal Stafford Loan assistance for the first time at UCM, complete your on-line Stafford Loan Master Promissory Note (MPN) and federal loan 'entrance' counseling here after you've been awarded.

  11. Are you experiencing processing delays or problems? Perhaps you have extenuating family financial, or personal circumstances you believe might impact your federal financial aid eligibility or affect your ability to attend UCM. If so, stop by the Office of Student Financial Services during regular office hours to visit with a Financial Aid Officer. You may also contact the office by phone (660-543-8266) or on-line.

  12. Please read and respond to all mailed and emailed correspondence you receive from UCM. If you're unsure about what to do or how to respond, let us know!

  13. Be aware that full-time enrollment (9 or more graduate credit hours per semester) is normally required for a graduate student to be disbursed Perkins Loan and Work-Study employment assistance. On the other hand, half-time enrollment (4 or more graduate hours) is required to be disbursed Stafford Loan assistance. A graduate student enrolled less than half-time (1, 2 or 3 graduate credit hours) is ineligible to receive any federal aid.

  14. Receive your money! Credit balance funds from Stafford Loan and Perkins Loan disbursements (and any grants or scholarships) are direct-deposited during the second week of classes each semester.

  15. Click here for information about applying for financial assistance for the 2013 Summer Session. This application process begins March 1, 2013.

  16. Please remember that a 2013/2014 FAFSA cannot be accepted by the national FAFSA processing agency after June 30, 2014.

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Graduate Financial Assistance - 2012/2013 School Year